What types of health insurance plans does Aetna offer?

• Marketplace plans: Offers plans through government health insurance marketplaces, often focusing on affordability.
• HMO: Known for lower premiums and copays, but often requires referrals for specialists.
• PPO: Offers more flexibility with out-of-network providers, but typically has higher premiums and copays.
• HDHP/HSA: These plans combine a high deductible health plan with a tax-advantaged savings account. This allows for lower premiums but requires higher out-of-pocket costs, which can be offset by tax benefits and potential investment growth.
• Medicare Advantage: A type of Medicare plan that combines Parts A, B, and sometimes D into a single plan.
• Employer-sponsored plans: Offers a variety of options tailored to employers' needs.

Updated on: 07/10/2024