What types of health insurance plans does BlueCross BlueShield offer?

• Marketplace plans: Offers plans through government health insurance marketplaces, often focusing on affordability.
• HMO (Health Maintenance Organization): Known for lower premiums and copays, but often requires referrals for specialists.
• PPO (Preferred Provider Organization): Offers more flexibility with out-of-network providers, but typically has higher premiums and copays.
• HDHP (High Deductible Health Plan): Combined with an HSA (Health Savings Account), offers tax benefits but requires a high deductible.
• Medicare Advantage: A type of Medicare plan that combines Parts A, B, and sometimes D into a single plan.

Updated on: 07/10/2024